One Of Our Core Principles:
Reasonable Rate of Return**
How To Achieve A
Reasonable Rate of Return** in Retirement
Many people want to earn interest at a reasonable rate of return** in retirement.
And, doing this while also protecting your savings can seem challenging. Investing in the stock market is profitable, but it carries high risk. And as you near retirement, you may grow less comfortable with this. Fortunately, the market is not the only option to earn interest on your retirement savings. Fixed indexed annuities (FIAs), for example, offer both guaranteed* principal protection and a reasonable rate of return** over time.
Learn More About
Earning a Reasonable Rate of Return** in Retirement
Many people believe that their money is only safe in FDIC-insured accounts, or in a certificate of deposit (CD). Neither of these offer very promising returns. In addition, you will be taxed on the interest earned in these accounts. As a result, your net return will be even lower. With the right strategy, it is possible to earn a reasonable rate of return** in retirement without exposure to high-risk investments. There are products that can potentially allow you to earn interest at a reasonable rate of return** based on index performance, without putting your money at risk. Reach out to us to learn more. We can help you decide if one of these options could be right for you.
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Fixed Indexed Annuities For Retirement
A fixed indexed annuity (FIA) is a contract between a person and an insurance company. An FIA does not invest directly in the market.
Instead, the issuing insurance company monitors the performance of an underlying index (such as the S&P 500.) If the index exceeds a certain level, you will receive an interest credit. However, the method used to calculate interest rates varies by product.
We do our best to provide clients with all of the information they need to make informed decisions. We want retirees to be able to keep their money safe, earn a decent rate of return**, and be comfortable with their overall retirement strategy. Contact us to see how you might be able to accomplish this. Set up a one-on-one meeting with us to discuss your specific financial situation, needs, and retirement goals. We can help you find a way to earn a reasonable rate of return** in retirement.